Identify analyze main roots causing loan accounts fall overdue set recovery target, priority; strategies effectively solve those overdue loan accounts all branches of Prime. Manage control matters to delinquent loan accounts regularly constantly execute collections those delinquent loan accounts on recovery policies procedures; Prepare regular reports status collections home/business visits the overdue loan partners/clients related line supervisors daily, weekly, monthly, quarterly, yearly basis; Prepare regular reports status collections home/business visits the overdue loan partners/clients related line supervisors daily, weekly, monthly, quarterly, yearly basis; Planning, evaluating, implementing and continuously improving all aspects of credit & collection functions and processes Ensuring professional relationships are established and maintained with clients and attorneys Working closely with CEO, DCEO and COO to respond to credit and collection concerns with existing and potential clients Direct interaction with selected clients in resolving receivables delinquencies Corporate Coordinate loan default solving both out in court process. Advice participate Loan officer/BM/CCO loan arrear solving the field Track loan arrear system timely inform responsible staff Participate policy guideline establishment enforcement. Offer guideline reasons avoiding loan arrear during monthly branch meeting Monitor loan write-off collection Train share experience operational staff methodology loan default solving problem. Hiring and managing members of the team Under take other tasks assigned by CEO and DCEO/COO.
- Research Real Estate Price and analysis - Update real estate information - Negotiate price with real estate owner - Assist the whole process of signing contract - Translate from Khmer to English - Closely working with agency/broker for buy/sale real estate - Research and update price list of real estate - Maintenance the properties - Online and off-line marketing of real estate - Priority to fresh graduate and English speaking
Study to understand policy, procedure and guidelines related to providing and collecting loans, and guide credit officer regularly. Train COs how to inspect and analyze record and attitude of loan applicants in order to ensure that such borrowers are truly qualified for loan, as stated in the loan policy, and that they can perform all requirements for loan security. Take part with COs in explaining and educating the loan applicants about the credit policy and procedures in a way that the loan applicants are aware the loan including principal and interest shall be repaid regularly according to the schedule in the loan contract. Review all loan documents which COs have produced in order to ensure good, clear, accurate, and adequate implementation of the Credit policy and guidelines of the higher management before submitting them to higher management for approval. Advise COs to be aware and take responsibilities to monitor the situation of the borrowers and properties mortgaged, at least once within 6 months. Approve the loan as authorized. Review loan reports and others. Other tasks assigned by Manager.
Find potential clients to get the loan products and services in their geographic areas or boundaries. Build a very good relationship with all levels of local authorities to get their supports on loan document process. Analyze borrowers’ business plans and financial flows to get more and more reliable data and information related to their business income and family status. Assess and evaluate borrowers’ properties with the up to date market price and check the legal ownership. Educate the credit rule and policies strictly to borrowers before processing the loan documents. Set up the plan with CCO and OM for loan disbursement projection as monthly, quarterly and annually basis. Closely follow up the borrowers on their business change or any problem then report to direct supervisor for taking early action on time. Ensure the loan repayment with 100% and closely follow up. Work closely with marketing and product development officer to research competitor business strength and weakness and new product development. Make a daily report to CCO for consolidating all data to make a daily client information and loan document submit record to OM and CEO.
Find potential clients to get the loan products and services in their geographic areas or boundaries. Build a very good relationship with all levels of local authorities to get their supports on loan document process. Analyze borrowers’ business plans and financial flows to get more and more reliable data and information related to their business income and family status. Assess and evaluate borrowers’ properties with the up to date market price and check the legal ownership. Educate the credit rule and policies strictly to borrowers before processing the loan documents. Set up the plan with CCO and OM for loan disbursement projection as monthly, quarterly and annually basis. Closely follow up the borrowers on their business change or any problem then report to direct supervisor for taking early action on time. Ensure the loan repayment with 100% and closely follow up. Work closely with marketing and product development officer to research competitor business strength and weakness and new product development. Make a daily report to CCO for consolidating all data to make a daily client information and loan document submit record to OM and CEO.
Develop artwork designs such as banners, posters, brochures, calendars (desk & wall), business cards, X-stands & I-stands, T-shirt advertisements, annual reports, and other marketing materials. Design marketing advertisements and announcements. Create and edit slideshows, short videos, promotional videos, motion graphics, and other communication materials. Decorate and edit pictures for specific usage. Prepare and send artworks to printing houses, select proper materials, and check the quality of finished products. Collaborate with the team and superiors to design projects aligned with business promotions. Participate in company promotional activities, product launches, service promotions, and social activities. Develop monthly artwork designs such as holiday announcements and campaigns. Research and stay updated on modern marketing technology, social trends, photography, video recording, and design techniques to strengthen daily work efficiency. Create and manage all kinds of marketing materials to support sales growth. Ensure tasks are completed with accuracy and within deadlines. Prepare daily activity reports for management. Perform other duties assigned by managers.