Take overall responsibility for the company’s risk management and transaction risk control operations. Develop, implement, and continuously improve the company’s risk management policies, procedures, and internal control framework. Lead the monitoring and assessment of payment transactions, user accounts, and transaction behaviors to identify potential risks. Establish and optimize fraud prevention, transaction monitoring, AML/KYC, and risk-control strategies in accordance with business requirements and applicable regulations. Monitor and investigate suspicious, abnormal, and high-risk transactions, and ensure appropriate risk-control measures are implemented. Develop and optimize risk rules, monitoring parameters, risk indicators, and escalation mechanisms to improve risk identification and prevention capabilities. Analyze risk data and trends, identify emerging risk patterns, and provide timely reports and recommendations to senior management. Lead the investigation and resolution of major risk incidents, including fraud, account abuse, suspicious transactions, abnormal fund flows, chargebacks, and other payment-related risks. Work closely with Operations, Settlement, Finance, Customer Service, Compliance, and Technology teams to resolve risk-related issues and improve overall operational controls. Establish a systematic risk case management and review process, including case documentation, investigation, escalation, and post-incident analysis. Manage and develop the Risk Control team, including recruitment, training, work allocation, performance evaluation, and professional development. Establish risk-control KPIs and regularly evaluate the effectiveness of risk management strategies and procedures. Participate in the development and optimization of risk-control systems, tools, and automated monitoring solutions. Ensure strict confidentiality and security of customer, transaction, and risk-related information. Prepare regular risk management reports and provide professional recommendations to management.