Premium

CAMMA MICROFINANCE LIMITED

Premium
To become a leading microfinance institution which provides opportunities for the Cambodian people to improve their living standard through innovative and inclusive financial solutions and ensures great benefits for shareholders, staff and the society as a whole. To provide a wide variety of innovative and impactful financial products and services to households, micro, small, and medium enterprises and farmers, especially women, in an efficient and sustainable way.
About CAMMA MICROFINANCE LIMITED

Employer Details

  • Type: Direct Employer
  • Industry: Banking/ Insurance/ Microfinance
  • No. Employees: 201 to 500

Address

101A, St. 289, Sangkat Boeung Kak 1, Khan Toul Kork, Phnom Penh,,Phnom Penh, Cambodia

Company Vision and Mission

To become a leading microfinance institution which provides opportunities for the Cambodian people to improve their living standard through innovative and inclusive financial solutions and ensures great benefits for shareholders, staff and the society as a whole.
To provide a wide variety of innovative and impactful financial products and services to households, micro, small, and medium enterprises and farmers, especially women, in an efficient and sustainable way.

What we do

CAMMA Microfinance Limited adheres to the highest ethical practices and the three basic principles: people, earth and operational sustainability, as well as respect for the environment, society and the community which we live in. Therefore, the eight principles of Client Protection Standards that CAMMA adheres are:
-Appropriate Product Design and Delivery
-Prevention of Over-indebtedness
-Transparency
-Responsible Pricing
-Fair and Respectful Treatment of Clients
-Privacy of Client Data
-Mechanisms for Complaint Resolution
-Governance and HR

Our workplace and culture

CAMMA Microfinance Limited, a Cambodian microfinance institution, was initiated and established in 2008 when it was a private credit operator that provided credit services to local Cambodians in Phnom Penh and Kandal province.

Demand for loans to expand businesses, increased income, and improve living standards have increased from year to year. Customers who have received loans have improved their living standards and continued to develop over time. To meet the customers’ growing demand for loans and to contribute to poverty reduction of people, it was necessary for CAMMA to expand its scope of operations to gain customers’ confidence and trust and to enhance the quality of its services.

Taking this trend into account, CAMMA has transformed from a private credit operator to a trusted CAMMA Microfinance Limited by having registered with the Ministry of Commerce as a Private Limited Company, with its certification of incorporation number Co.0700KH/2010, dated 31 March 2010 with a registered capital of USD 200,000 (two hundred thousand United States dollars).

On 29 July 2010, CAMMA Microfinance Limited obtained official license from the National Bank of Cambodia to be a microfinance institution with full authorization to provide loans to customers. CAMMA has prepared itself to become a microfinance institution with good governance, a clear standard of operations, and client protection policies.

As of December 2022, CAMMA has increased its registered capital to USD 5,593,000.

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ផែន​ការ និង​ផ្សព្វ​ផ្សាយ​នូវ​ផលិត​ផល និង​សេវា​កម្ម​របស់ គ្រឹះ​ស្ថាន ខេមា មីក្រូ​ហិរញ្ញ​វត្ថុ​ លីមីត​ធីត ដើម្បី​ទាក់​ទាញ​អតិ​ថិ​ជន ផ្តល់​សេវា​កម្ម និង​ឆ្លើយ​តប​ទៅ​នឹង​តម្រូវ​ការ​ផ្សេងៗ​របស់​អតិ​ថិ​ជន​ឱ្យ​បាន​ឆាប់​រហ័ស ចុះ​ប្រមូល​ប្រាក់ ដែល​អតិ​ថិ​ជន​បង់​ត្រទ្បប់​មក​វិញ​ឱ្យ​បាន​ទាន់​ពេល​វេលា និង​មាន​សុវត្ថិ​ភាព ចុះ​ដោះ​ស្រាយ​បំណុល​យឺត​យ៉ាវ​ឱ្យ​អស់​ពី​លទ្ធ​ភាព ដោយ​អនុ​លោម​ទៅ​តាម​គោល​នយោ​បាយ និង​នីតិ​វិធី​របស់​គ្រឹះ​ស្ថាន អនុវត្ត​នូវ​ផែន​ការ​ផ្សព្វ​ផ្សាយ និង​ផែន​ការ​បញ្ចេញ​ឥណ​ទាន​ឱ្យ​បាន​ច្បាស់​លាស់ និង​ត្រឹម​ត្រូវ អនុវត្ត​ការ​ងារ​ផ្សេងៗ​តាម​ការ​អនុ​ម័ត​របស់​គណៈ​គ្រប់​គ្រង។
ផែន​ការ និង​ផ្សព្វ​ផ្សាយ​នូវ​ផលិត​ផល និង​សេវា​កម្ម​របស់ គ្រឹះ​ស្ថាន ខេមា មីក្រូ​ហិរញ្ញ​វត្ថុ​ លីមីត​ធីត ដើម្បី​ទាក់​ទាញ​អតិ​ថិ​ជន ផ្តល់​សេវា​កម្ម និង​ឆ្លើយ​តប​ទៅ​នឹង​តម្រូវ​ការ​ផ្សេងៗ​របស់​អតិ​ថិ​ជន​ឱ្យ​បាន​ឆាប់​រហ័ស ចុះ​ប្រមូល​ប្រាក់ ដែល​អតិ​ថិ​ជន​បង់​ត្រទ្បប់​មក​វិញ​ឱ្យ​បាន​ទាន់​ពេល​វេលា និង​មាន​សុវត្ថិ​ភាព ចុះ​ដោះ​ស្រាយ​បំណុល​យឺត​យ៉ាវ​ឱ្យ​អស់​ពី​លទ្ធ​ភាព ដោយ​អនុ​លោម​ទៅ​តាម​គោល​នយោ​បាយ និង​នីតិ​វិធី​របស់​គ្រឹះ​ស្ថាន អនុវត្ត​នូវ​ផែន​ការ​ផ្សព្វ​ផ្សាយ និង​ផែន​ការ​បញ្ចេញ​ឥណ​ទាន​ឱ្យ​បាន​ច្បាស់​លាស់ និង​ត្រឹម​ត្រូវ អនុវត្ត​ការ​ងារ​ផ្សេងៗ​តាម​ការ​អនុ​ម័ត​របស់​គណៈ​គ្រប់​គ្រង។
Collect and analyze business requirements to enhance digital products and translate them into technical specifications and system features Develop and implement digital product policies and procedures to ensure consistent delivery and client satisfaction Conduct testing, troubleshooting, and performance monitoring of digital products to ensure reliability and usability Involve in the integration between digital platforms and core banking system, and third-party services Facilitate the cooperation between the institution and service provider companies Collaborate with IT Department and external vendors to ensure timely and quality delivery of digital initiatives Design, develop, and maintain business intelligence dashboards and reporting platforms , ensuring data accuracy, consistency, and accessibility for management decision-makings Work with relevant departments to identify reporting needs and automate performance data collection and visualization Provide technical assistance and training to relevant teams on digital tools and reporting systems Contribute to project documentation, prototype, user manuals, and business requirement development for digital initiatives Participate in planning and implementing new digital strategies under the Business Development Department.
CAMMA MICROFINANCE LIMITED Awards