The Manager, Credit Analyst position is accountable for conducting assessments on loan applications, periodic credit reviews of existing customers, and conducting on-site visits for necessary cases, including suspicious cases, and accordingly providing. This role also includes ad-hoc support to the supervisor. To conduct credit assessment on proposal from Branch for Approvers To prepare ad-hoc reporting and/or regular reporting for supervisors and head of department To support other ad-hoc tasks assigned by supervisors and head of department
To contribute to loan growth by establishing a new borrowing customer base and managing existing customer portfolios to maintain strong business relationships. Collect review and verify all clients’ required documents including conducting financial analysis and interpreting applicants’ financial status, credit, property evaluations, and repayment capacity to determine credit evaluation and feasibility of granting loans. Conduct a site visit at clients’ business premises and proffered collateral during the loan assessment process to obtain in-depth information concerning the soundness of their business and the purpose of loan application and ensure sufficient and acceptable security for the loan. Process and prepare Credit Appraisal Reports for commercial applications including detailed loan appraisal write-ups and detailed financial analysis of the commercial/corporate clients to submit to higher authority for loan approval. Review the loan appraisal write-up from the branch referral. Process the registration of the title deeds at the local authority and land office to acquire the legal evidence of clients’ rights to ownership of the property if required. Make regular site visits to existing clients to determine the actual conditions of the business and loan collateral whether it should remain the same or be downgraded as well as to develop relationships with clients as part of retention strategies. Build and maintain new and existing clients to ensure a sustainable and secure loan portfolio. Present and provide highly professional sound financial advice to target commercial/corporate clients to address their demands and match with the Bank’s products and services as well as to take the opportunity to cross-sell other banking products. Other tasks assigned by the line manager.
Responsible for individual sale targets by complying with bank policies and procedures and loan delinquency management. • Analyze customer qualifications and process loan applications for submission including write-up, preparing, and verifying other supporting documents. • Sale bank products and services set by management. • Maintain existing and onboard new customers that align with their personal financial needs. • Govern loan renewal process including tracking of renewal schedule and conducting annual review process of existing approved facilities as per lending guidelines. • Tracking PAR performance with action to follow up as per recovery guidelines and initiate ideas to settle. • Prospects new clients and interview them for loan application. • Conduct loan appraisal collect detailed information and arrange to open a new loan account. • Analyze and interpret the financial statements of the business to assess the repayment capacity and financial soundness of the borrower. • Ensure full compliance with Prince Bank’s lending policies & procedures. • Other tasks assigned by the line manager.
Develop and update existing credit review procedures Prepare lessons learnt from significant NPL cases and brief related stakeholders Reviewed selective NPL cases following the current procedure Manage and prepare lesson reports of the issues found and share them with related stakeholders to improve the quality of the application. Review and check NPL case as per guideline Manage and control credit-related fraudulent of bank Arrange and Prepare credit review reports for management and ad-hoc requests as required by related stakeholders. Recommend the changes in credit-related processes to reduce the bank's credit risk profile. Stay abreast of industry trends, regulatory changes, and best practices in credit risk management.
This role is responsible for monitoring the Senior Client Consultant/Client Consultant, providing on-the-job coaching and development of loans; as well as ensuring the smooth daily operations and lending activities of the branch. Exercise direct supervision over Senior Client Consultants/Client Consultants and loans solicited by them. Review loan applications brought by SCC/CC. Present credit case to Credit/Risk Committee for further approval of the loan. Provide on-the-job coaching and development of loan assessment skills of SCC/CC. Assist SCC/CC in handling their difficult collection cases. Review the loan portfolio of the branch on a regular basis. Coordinate with the Head Office Recovery and Legal team to recover the default loan if any. Monitor customer repayment and manage follow-up for a timely loan repayment. Ensure full compliance with Prince Bank’s lending policies & procedures and with audit recommendations. Perform other tasks assigned by the line manager.
Banteay Meanchey
09 Sep 2025
This role is responsible for monitoring the Senior Client Consultant/Client Consultant, providing on-the-job coaching and development of loans; as well as ensuring the smooth daily operations and lending activities of the branch. Exercise direct supervision over Senior Client Consultants/Client Consultants and loans solicited by them. Review loan applications brought by SCC/CC. Present credit case to Credit/Risk Committee for further approval of the loan. Provide on-the-job coaching and development of loan assessment skills of SCC/CC. Assist SCC/CC in handling their difficult collection cases. Review the loan portfolio of the branch on a regular basis. Coordinate with the Head Office Recovery and Legal team to recover the default loan if any. Monitor customer repayment and manage follow-up for a timely loan repayment. Ensure full compliance with Prince Bank’s lending policies & procedures and with audit recommendations. Perform other tasks assigned by the line manager.
Responsible for individual sale targets by complying with bank policies and procedures and loan delinquency management. • Analyze customer qualifications and process loan applications for submission including write-up, preparing, and verifying other supporting documents. • Sale bank products and services set by management. • Maintain existing and onboard new customers that align with their personal financial needs. • Govern loan renewal process including tracking of renewal schedule and conducting annual review process of existing approved facilities as per lending guidelines. • Tracking PAR performance with action to follow up as per recovery guidelines and initiate ideas to settle. • Prospects new clients and interview them for loan application. • Conduct loan appraisal collect detailed information and arrange to open a new loan account. • Analyze and interpret the financial statements of the business to assess the repayment capacity and financial soundness of the borrower. • Ensure full compliance with Prince Bank’s lending policies & procedures. • Other tasks assigned by the line manager.
Responsible for individual sale targets by complying with bank policies and procedures and loan delinquency management. Analyze customer qualifications and process loan applications for submission including write-up, preparing, and verifying other supporting documents. Sale bank products and services set by management. Maintain existing and onboard new customers that align with their personal financial needs. Govern loan renewal process including tracking of renewal schedule and conducting annual review process of existing approved facilities as per lending guidelines. Tracking PAR performance with action to follow up as per recovery guidelines and initiate ideas to settle. Prospects new clients and interview them for loan application. Conduct loan appraisal collect detailed information and arrange to open a new loan account. Analyze and interpret the financial statements of the business to assess the repayment capacity and financial soundness of the borrower. Ensure full compliance with Prince Bank’s lending policies & procedures. Other tasks assigned by the line manager.
Prince Bank is recognized as the 4th most capitalized bank in Cambodia. Working at Prince Bank, you are assured of your career stability as we are also one of the biggest subsidized companies of Prince Group which consists of more than 100 businesses operating in Cambodia. We are also a performance-based culture bank where individuals and working in effective teams play equally significant roles in achieving our goals. Position Summary: Gross sale and referral of all types of bank products and services especially new CIF, deposit & merchant to ensure it achieves individual and branch targets. Job Responsibilities: Understand and keep up to date with all types of bank products and services. Acquire new customers and manage existing customers by having a proper plan following the target set. Prepare an engagement plan with existing and new customers for cross-selling bank products that complement the customers' needs. Execute sales daily activities i.e., calling or meeting customers both existing and new by following guidance from the line manager. Process customer's account openings outside the branch efficiently and accurately. Refer to other related products and services. Ensure that all customer complaints are effectively resolved. To search and understand the competitive market information i.e., product & service, fee...etc. Perform other tasks assigned by the line manager.