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Head Of Digital Credit Risk

(Credit Risk Officer)

WING BANK (CAMBODIA ) PLC
Boeng Keng Kang | Phnom Penh
  1 帖子
Verified This job has been verified by the company as a real job vacancy. 04 Sep 2025
招聘人员活跃19 小时 前 The recruiter at this company was last active reviewing applications.
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Head Of Digital Credit Risk

(Credit Risk Officer)

WING BANK (CAMBODIA ) PLC
招聘人员活跃19 小时 前 The recruiter at this company was last active reviewing applications.
Cambodia - Phnom Penh
Verified This job has been verified by the company as a real job vacancy.

经验水平

Manager

工作职能

Legal, Risk and Compliance

就业行业

Banking/ Insurance/ Microfinance

最低教育水平

Bachelor Degree

工作类型

Full Time

职位描述

A Fantastic Opportunity for ...

  • Manages all aspects of credit risk management within the digital product domain. This covers detailed knowledge of product design and parameters, criteria for clients’ eligibility as well as the approval process and set up of the key parameters driving risk (price, tenor, limit…)
  • Defines the decision-making process and ensures its implementation within decision engine and its cost optimization (e.g. CBC querying)
  • Steers the analytical team to properly monitor portfolio performance, risk trends throughout the vintages and high-level profitability of the product.
  • Defines standardized reports, uses them to monitor and manage the product and portfolio
  • Guides team thru periodical default type investigation (DTI) on the loan portfolio where thorough manual review of limited sample of loans is conducted in order to verify effectiveness and consistency of internal processes related to loan origination, decision making and maintenance
  • Continuous improvement of the processes to reflect lessons learnt and actual situation on the market
  • Manages the small team consisting of process-oriented data analysts (2-3)

打开

Male/Female

职位要求

  • Bachelor’s degree, preferably in Business Administration, Finance, Banking, Tech or any other relevant degree.
  • 4+ years’ experience in a bank / consumer finance / micro finance institution
  • Strong in data analytics and problem solving – knowledge of SQL, Excel is needed
  • Ability to manage team and effectively communicate within the team as well as with peers on the business side
  • Experience in handling analytical and business tasks and processes
  • Previous experience working in the Fintech industry is an advantage
  • Above average verbal and written communication skills, particularly in English.
  • Able to communicate complex concepts persuasively to different audiences and levels within the organization.
  • Responsible, self-motivated, must be capable of and enjoy working independently, driving decisions, and having an entrepreneurial mindset.

我们能提供什么

好处

Rewards for over performance

亮点

  • 优秀的公司
  • 加入团队
  • 您可以有所作为

工作机会

  • 机会晋升
  • 职业培训机会
  • 学习新技能和技巧