Promote the car loan products and meet with applicants Build and maintain a good relationship with car dealers Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans Submit applications to credit assessment for verification and recommendation Visit the customer’s residence and car dealer with credit assessment team if requested Handle customer complaints and take appropriate action to resolve them Prepare weekly report and others necessary report to manager Assist other tasks assigned by manager.
Preah Sihanouk
1 week ago
•Promote the car loan products and meet with applicants •Build and maintain a good relationship with car dealers •Analyze applicants' financial status, credit, and property evaluations to determine feasibility ofgranting loans •Submit applications to credit assessment for verification and recommendation •Visit the customer’s residence and car dealer with credit assessment team if requested •Handle customer complaints and take appropriate action to resolve them •Prepare weekly report and others necessary report to manager •Assist other tasks assigned by manager.
Managing and overseeing of Loan sales performance especially on General Loan and Car loan on target both individual and team members. Developing and execute strategic plans for loan product, coaching and training team members for achievement. To be a team leader and chief marketing officer for the team that bring more pipelines to team and bring more businesses opportunity to the Bank. Finding and maintaining the partners and affiliates for the long run business. Conduct actual verification and validation of general loan, Car loan applications for better internal team get much better before submit to CA. Work closely with loan recovery team to ensure successful recovery of loan. Prepare daily, Weekly and monthly report on loan processing, Loan pending with CA, Loan Approved, Loan pending disbursement and loan outstanding, Loan overdue and other related report. Assist others task assigned by line manager/management team.
•Assess loan applications and perform quality checks in accordance with established product guidelines and policies. •Conduct independent credit risk assessments of loan applications and submit recommendations to the Loan Committee for approval. •Perform on-site visits when necessary, including for suspicious cases, and provide independent observation reports to the Credit Assessment Manager. •Review financial transactions and credit histories on a case-by-case basis, including applications, bank statements, balance sheets, and legal documents. •Analyze clients’ credit data and financial statements to determine the level of risk associated with lending. •Prepare detailed risk assessment reports based on data analysis. •Monitor loan accounts to ensure compliance with internal policies and regulatory requirements. •Plan and conduct annual credit reviews (twice per year). •Recommend improvements to credit procedures and policies where necessary. •Perform other duties as assigned by management.
Planning and implementing new products and promotions of the Bank. Analyzing and developing the sales performance, evaluating sales performance report. Developing and researching products and launching new products into the market Studying dealer classification and process peculiar that reflect the market trend. Calculating and planning metering indicators for sales target activities Reviewing the Delinquency Ratio of Financial Products and Developing Counter-measures for sales Monitoring market trends and market information to identify potential areas for the development of new financial products and improving of existing products. Managing and in charge of product pilot test or project launch evaluation for improvement Working closely with relevant parties on the system implementation, other requirements, and tracking the progress Planning and Monitoring of department budgets and other expenses. Planning, preparing, and delivering training courses to relevant staff on products, procedures, and incentive schemes. Reviewing and implementing manuals and guidelines to align the bank operations Regularly report the progress of all projects that are under supervision, including the challenges and suggestions to be addressed to management. Managing reports of dealer commission and agreement etc. Other tasks assigned by the department head and management.
Collect, clean, and validate data from multiple sources to ensure accuracy and reliability Analyze datasets to identify trends, patterns, and anomalies, generating actionable insights Develop dashboards, reports, and presentations to communicate findings clearly to the BPR Team Head and stakeholders Collaborate with cross-functional teams to support and implement data-driven decision-making Maintain proper documentation of data analysis processes and outputs Support continuous improvement initiatives through data analysis and performance tracking Stay updated with the latest data analytics tools, techniques, and industry best practices Participate in training, workshops, or knowledge-sharing sessions related to data analytics when available Ad-Hoc Tasks: Other tasks assigned by line manager
Managing and overseeing of Loan sales performance especially on General Loan and Car loan on target both individual and team members. Developing and execute strategic plans for loan product, coaching and training team members for achievement. To be a team leader and chief marketing officer for the team that bring more pipelines to team and bring more businesses opportunity to the Bank. Finding and maintaining the partners and affiliates for the long run business. Conduct actual verification and validation of general loan, Car loan applications for better internal team get much better before submit to CA. Work closely with loan recovery team to ensure successful recovery of loan. Prepare daily, Weekly and monthly report on loan processing, Loan pending with CA, Loan Approved, Loan pending disbursement and loan outstanding, Loan overdue and other related report. Assist others task assigned by line manager/management team.
Inspect property: Land, Houses, buildings, and other properties Measure land size, building structure, and property condition Analyze real estate market trends and comparable market sales Determine fair market value of the property Prepare detail property valuation of the property Review legal documents such as land titles and ownership records Maintain accurate record of property assessments Work with banks, real estate agents, and property owners Ensure valuation comply with local regulations and professional standards Other task assigned by manager
Promote the car loan products and meet with applicants Build and maintain a good relationship with car dealers Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans Submit applications to credit assessment for verification and recommendation Visit the customer’s residence and car dealer with credit assessment team if requested Handle customer complaints and take appropriate action to resolve them Prepare weekly report and others necessary report to manager Assist other tasks assigned by manager.