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JACCS MICROFINANCE (CAMBODIA) PLC.

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JACCS MICROFINANCE (CAMBODIA) PLC. is a wholly owned subsidiary of JACCS CO., LTD, a leading Japanese financial institution. Founded in 1954 in Hakodate, Hokkaido, JACCS initially specialized in monthly installment credit services for department store purchases. Over the decades, the company has remained committed to its core business pillars: Credit Services, Credit Card and Payment Solutions, Financing, and Global Expansion. We drew on our expertise in the consumer credit business to expand the markets in the fast-growing ASEAN region. After entering Vietnam in 2010, we expanded into Indonesia in 2012, Philippines in 2016, Cambodia in 2018 and then entered Malaysia in 2025. Our vision is to establish JMC’s position as a leading brand among the microfinance institution in Cambodia. We are committed to achieve our business plan and objectives for the long run meanwhile we also aim to leave a positive impact to the Cambodian society and strictly adhere to our Code of Conduct and Ethics. OUR PRINCIPLE: JACCS contributes to the realization of a future inspired by dreams and an affluent society.
About JACCS MICROFINANCE (CAMBODIA) PLC.

Employer Details

  • Type: Direct Employer
  • Industry: Banking/ Insurance/ Microfinance
  • No. Employees: 201 to 500

Address

No 66, Mao Tse Toung Blvd., Phum 1, Sangkat Boeng Trabaek, Khan Chamkar Mon,Phnom Penh, Cambodia

Company Vision and Mission

JACCS MICROFINANCE (CAMBODIA) PLC. is a wholly owned subsidiary of JACCS CO., LTD, a leading Japanese financial institution. Founded in 1954 in Hakodate, Hokkaido, JACCS initially specialized in monthly installment credit services for department store purchases. Over the decades, the company has remained committed to its core business pillars: Credit Services, Credit Card and Payment Solutions, Financing, and Global Expansion. We drew on our expertise in the consumer credit business to expand the markets in the fast-growing ASEAN region. After entering Vietnam in 2010, we expanded into Indonesia in 2012, Philippines in 2016, Cambodia in 2018 and then entered Malaysia in 2025.

Our vision is to establish JMC’s position as a leading brand among the microfinance institution in Cambodia. We are committed to achieve our business plan and objectives for the long run meanwhile we also aim to leave a positive impact to the Cambodian society and strictly adhere to our Code of Conduct and Ethics.

OUR PRINCIPLE:
JACCS contributes to the realization of a future inspired by dreams and an affluent society.

What we do

JMC specializes in offering convenient loan services for purchasing motorbikes, cars, and financial needs for personal use, ensuring a seamless experience through a network of reputable member stores. Our primary objective is to deliver fast and courteous assistance to customers, prioritizing their satisfaction at every step of the process.

Why you should join us

If you're looking for a room to grow through a variety of training and professional development opportunities, a positive work-life balance as well as a range of benefits and initiatives that provide beyond better compensation, then JACCS is the place.

Our workplace and culture

At JACCS MICROFINANCE (CAMBODIA) PLC., we adhere to our company’s founding philosophy of “Trust” and are dedicated to fostering a supportive environment for our employees’ growth. Trust is our priority in everything we do, and we believe that our company’s growth is driven by our trustworthiness and reliability. We aim to increase corporate value by ensuring that our staff can demonstrate their unique talents and grow to achieve great things.

We believe that when our staff feel they are part of the company and their contributions are valued, supported, and empowered, they are better able to perform at their best and be more motivated and productive.

We actively seek out for talented candidates who are willing to step out of their comfort zone and take on new challenges. We offer a work culture that promotes a supportive and collaborative environment as well as celebrates diversity in workplace.

If you haven't found a suitable job, submit a General Application and recruiters at this company will keep your CV for future review!

All JACCS MICROFINANCE (CAMBODIA) PLC. Jobs
Field Investigator Task: Customer visiting and investigation to analyze customer's business for loan approval, financial factors and source of repayment. Prepare credit investigation report to management. Make appointment with customer and the related person. Confirm and take the photo of house and business place of customer if needed. Communicate with the authority or neighbor for check and collect the customer's information and documents. Make sure data collection from field corrected and clear information. Complete daily investigation report. Report daily task (done, pending and problem by team). Keep customer's information in confidential safe and security (CBC reported, Business, Income, Customer's personal document and working document). Field Collector Task: Call to overdue customer, Workplace and Business Place, witness, relative friend, and parents. Visit overdue customer / Current Address/ Workplace and Business Place. Make plan call and visit customer to solve the late payment by customer. Take action and Legal action with customer who late payment with JMC. Reposes Asset and Collected bad debt. Homeland visited and collected bad debt and solve the problem with customer and relative. Update collection reported and both activities (Call and Visit) into JMC system and Excel file. Monitor daily, weekly, and monthly target and actual result. Strongly manage and control staff and lead and motivate team. Ensure policy and guideline are complied. Other tasks assigned by manager.
Build and maintain strong relationships with the sales team and provide administrative support. Monitor and assist the sales team in preparing application forms, collateral agreements, and disbursement documents. Review disbursement documents and submit payment requests to the Accounting team. Track responses from SC and create loan disbursements in the system. Manage marketing material stock and ensure effective control and utilization. Monitor pending RC cases and update pending reasons on a weekly basis. Contribute to conducting refresher sales training sessions. Monitor daily and weekly sales reports.
To support new core banking. To prepare disbursement to dealers and customers To prepare refund excess payment to customer. To journalise transactions into accounting system. To mange filling and maintain documents properly. Other tasks assigned by superiors.
JACCS MICROFINANCE (CAMBODIA) PLC. is seeking a qualified and experienced Finance Manager to lead and manage the Finance team at Head Office. The role is responsible for preparing budgets and forecasts, managing cash flow and bank relationships, and providing timely financial reports and analysis to support management decisions and business performance. This role reports to Japanese Management. 📍 Location: Head Office, Phnom Penh 🕒 Working Time: Monday – Friday, 8:00 AM – 5:00 PM Main Responsibilities: Lead, supervise, and develop the Finance team at Head Office Prepare annual budgets and periodic forecasts, and monitor actual performance against approved budget. Manage cash flow to ensure sufficient liquidity for daily operations and maintain strong relationships with banks. Coordinate fund borrowing and financing arrangements with banks to optimize funding structure and minimize financing costs. Provide timely financial analysis, insights, and recommendations to support management decisions and business performance improvement. Prepare, analyze, and present ad hoc financial reports and analyses to support strategic initiatives and management requests.
Network & Security Architecture concept and implantation Own the design and lifecycle of the two‑tier firewall architecture (Palo Alto at the edge and FortiGate at internal/DMZ tier ), including HA pairs, policy segmentation, and east–west traffic control. Implement and optimize zone‑based segmentation, micro‑segmentation, and zero‑trust principles across datacenter, campus, and branch networks. Routing, Switching & Performance Design and operate BGP/OSPF between sites, ISPs, and MPLS/SD‑WAN (if applicable). Manage L2/L3 infrastructure (Cisco/Aruba/Juniper/etc.): VLANs, VTP, LACP, Spanning‑Tree, HSRP/VRRP, QoS, and Multicast if used. Firewall & Threat Prevention (Palo Alto + FortiGate) Own policy frameworks for App‑ID, User‑ID, SSL/TLS decryption (where appropriate), URL filtering, IPS/IDS, WildFire, DNS security, Anti‑Malware, and Geo‑IP. Regularly review rules for recertification, cleanup shadowed/unused rules, and enforce least‑privilege. VPN & Third ‑ Party Connectivity Lead all site‑to‑site IPsec VPNs for branches and partners: key exchange (IKEv2), crypto profiles, PFS, lifetimes, tunnel monitoring, link redundancy, and failover. Establish third‑party connectivity standards (onboarding checklist, routing policy, NAT strategy, scoped firewall policies, identity/control, logging & SLAs). 5) Monitoring, Logging & Incident Response Build and tune proactive monitoring/alerting (e.g., FortiAnalyzer, Panorama, Syslog/SIEM, NetFlow/IPFIX, SNMP, PRTG/SolarWinds/Zabbix). Compliance, Risk & Change Management Conduct periodic risk assessments, vulnerability remediation (with SOC/Blue Team), and policy attestation. Business Continuity & DR Architect HA/failover for firewalls, VPN site to site , core switches, and WAN edge; test DR and site failover. Maintain backup/restore procedures, configuration version control, and offline vaulting for device configs and licenses. Leadership & Vendor Management
Server Administration (Windows & Linux): Install, configure, and maintain Windows Server and Linux systems, including Active Directory, DNS, DHCP, File, and Web Services. Manage user accounts, permissions, and access control to ensure a secure and stable environment. Perform regular system patching, updates, and hardening to maintain compliance and minimize vulnerabilities. System Monitoring & Optimization: Monitor server performance, uptime, and resource utilization using tools such as, Zabbix, or Nagios. Analyze system logs, troubleshoot performance issues, and apply optimization techniques to enhance efficiency. Plan and execute system upgrades, migrations, and capacity expansion to support organizational growth. Virtualization & Storage Management: Deploy and manage virtualization platforms such as VMware, Hyper-V, or KVM. Configure and maintain storage systems, ensuring redundancy, scalability, and optimal performance. Implement backup and disaster recovery solutions to protect critical data and ensure business continuity. Security & Compliance: Apply system hardening standards and manage security configurations to reduce risks. Respond to and resolve vulnerability assessments (VA) from the Group Security Consultant. Participate in security investigations and maintain proper documentation of remediation actions. Automation & Scripting: Develop and maintain automation scripts using PowerShell, Bash, or Python to streamline administrative tasks. Implement scheduled jobs and scripts to monitor services, automate patching, and enforce system policies. System Maintenance & Support: Provide technical support for server-related incidents and system maintenance activities. Manage system documentation, standard operating procedures (SOPs), and change records. Handle IT asset management, hardware lifecycle, and equipment movement as per policy.
To handle on operation such as loan disbursement and customer’s payment. To manage data in loan management system. Prepare and check monthly reconciliation; Prepare Budget plan. Check on Tax Declaration. Coordinate Audit Process and prepare external audit report on annual basis Prepare group consolidated package.
JACCS MICROFINANCE (CAMBODIA) PLC. Awards